Index funds are a type of mutual fund or Exchange Traded Funds (ETF) designed to track the performance of a Stock market index , such as the S&P 500 or Nifty 50.Instead of trying to pick the best-performing individual stocks, an index fund simply invests in all or most of the companies in a chosen index.

Graduating college is a huge milestone—congratulations!  But as you step into the “real world,” there’s one lesson they don’t often teach in school: money management. Whether you're starting your first job, moving out on your own, or planning future goals, building a solid financial foundation is key.

In today's fast-paced digital age, the way we handle money is changing rapidly. Now, digital wallets and cashless payments are becoming normal. Whether you’re buying groceries, booking a cab, or splitting a bill, a few taps on your phone can get it done. But as convenient as this sounds, a crucial question remains: Should you go fully cashless? Let’s explore the future of digital wallets, their advantages, challenges, and whether it makes sense to go fully cashless.