As the world faces the growing threat of climate change and environmental degradation, more investors are shifting their focus to sustainable finance. Green investing—also known as ESG (Environmental, Social, and Governance) investing—has come as a powerful way to support companies that prioritize the planet, people, and ethical governance, all while building long-term financial growth.

Creating a budget sounds simple, right?  But if you've ever tried sticking to a budget, you probably know it's not that easy. If you’ve ever created a budget that looked great on paper but fell apart within weeks, you’re not alone. In fact, most people forget about their budgets after just a few months because the system feels too rigid, unrealistic, or overwhelming.

A secured loan is a type of loan that requires you to promise an asset (collateral) in exchange for borrowing money.  Key Feature: Collateral This collateral could be: Your home  A car  Savings or fixed deposits Gold, property, or other assets If by any chance or reason , you couldn't repay the interest amount to the lender then that lender has the legal rights to take control of your properties that you promised as in exchange for the money.